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1. I. Перепишите следующие предложения и переведите их на русский язык, обращая внимание на разные значения глаголов to be, to have, to do.

1. The goods are to be loaded at your expense.
2. Your work will have to do with savings accounts.
3. The vice-president is the only person who can handle this matter.
4. They have built up a nice surplus.

1. II. Перепишите следующие предложения, определите в каждом из них видо-временную форму и залог глагола-сказуемого, а также укажите их инфинитивы. Переведите предложения на русский язык.
2. Quite a lot of money was left over this year after all the bank’s expenses were paid.
3. My checking account has been closed.
4. Our firm will be paid by bank money order.
5. This bill is torn almost in half.
6. The check will have been cashed by the first of October.

III. Перепишите следующие предложения и переведите их на русский язык, обращая внимание на разные значения слов that, one, it.

1. The successes in the talks made it possible to sign a beneficial contract.
2. One must know at least one foreign language that will help him in the negotiation process.
3. It is the subsidiary company that is responsible for all the losses.

1. IV. Перепишите следующие предложения и переведите их на русский язык, обращая внимание на функцию инфинитива.
2. To meet representatives of foreign firms is the work of a manager.
3. To cash any check we must have a genuine signature.
4. We wanted to arrange a visit to the manufacturing plant.
5. The exhibition to be held is very important for us.

1. V. Перепишите cледующие предложения и переведите их на русский язык, обращая внимание на бессоюзное подчинение.

1. I guess the bank will certify this check.
2. The terms of payment and delivery we have just discussed are acceptable to us.

1. VI. Прочитайте и устно переведите на русский язык текст. Перепишите и письменно переведите 1, 4 и 5-ый абзацы.

WHY FINANCE?

1. One of the primary considerations when going into business is money. Without sufficient funds a company cannot begin operations. The money needed to start and continue operating a business is known to be a capital. A new business needs capital not only for ongoing expenses but also for purchasing necessary assets. These assets – inventories, equipment, buildings and property – represent an investment of capital in the new business.
2. How this new company obtains and uses money will, in large measure, determine its success. The process of managing this acquired capital is known as financial management. In general, finance is securing and utilizing capital to start up, operate, and expand a company.
3. To start up or begin business, a company needs funds to purchase essential assets, support research and development, and buy materials for production. Capital is also needed for salaries, credit extension to customers, advertising, insurance, and many other day-to-day operations. In addition, financing is essential for growth and expansion of a company. Because of competition in the market, capital needs to be invested in developing new product line and production techniques and in acquiring assets for future expansion.
4. In financing business operations and expansion, a business uses both short-term and long-term capital. A company, much like an individual, utilizes short-term capital to pay for items that last a relatively short period of time. An individual uses credit cards or charge accounts for items such as clothing or food, while a company seeks short-term financing for salaries and office expenses. On the other hand, an individual uses long-term capital such as a bank loan to pay for a home or car – goods that will last for a long time. Similarly, a company seeks long term financing to pay for new assets that are expected to last many years.
5. When a company obtains capital from external sources, the financing can be either on a short-term or a long-term arrangement. Generally, short-term financing can be repaid in less than one year, while long-term financing can be repaid over a longer period of time.

VII. Напишите ответ на следующий вопрос: Why does a new business need a capital?