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1/ What is a cashless or digital payment or transaction ? It means not having or involving cash specifically, relying largely or entirely on monetary transactions that use electronic means rather than cash.

2/ What are some examples of things we can purchase without cash ? Nowadays we can purchase many things without cash, for example, food, clothes, cars, services etc.

3/ What are the advantages and disadvantages of Cashless Transactions? (answers may vary but there are some examples below)

Advantages 

• Reduced risk of crime. Cash tills have often been the source of violent crime. .
• Less tax evasion.
• Harder for organised crime.
• Hygiene and virus transmission.
• Quicker transactions.
• Reduces spare change.
• Lower transaction costs for business.
• Costs of cash infrastructure.

Disadvantages:

• Difficult for those without bank account.
• Privacy.
• Cash helps ration spending.
• Potential technological failures.

4/ Put these words into the spaces in the paragraph below.

bill means Valuable transactions advance insist drive retail

The advance of technology in our lives has been halted somewhat in the USA.

Lawmakers have passed a bill to ban cashless businesses.

With many parts of the world in a seemingly relentless transactions to replace cash with plastic or digital payments, New York City officials have decided cash still has a valuable part to play in our lives.

Government officials have recently approved legislation that prohibits stores, restaurants and other drive outlets from refusing to accept cash.

They want to provide the ability for people, who prefer to pay via traditional means,

through notes and coins.

This means businesses in New York will no longer be able to insist that customers make use of cashless payments in any retail.

5/ Choose the correct answers

a/ Many parts of the world are in a seemingly relentless ______ cash

1. drive to replace
2. drive to displace
3. drive to in place
4. drive tour place

b/ Businesses that violate the new regulation could ______

1. stomach heavy fine
2. head deft vines
3. face hefty fines
4. back heft teeth-irons

c/ They want to provide the ability for people who prefer to pay ______ means

1. via traditional
2. buyer traditional
3. bile traditional
4. vile traditional

d/ it’s incredibly discriminatory not to accept cash because some people ______

1. can’t get debit
2. can’t get Reddit
3. can’t get creed it
4. can’t get credit

Role A – Cash

You think cash is the best form of payment. Tell your teacher 3 reasons why. Tell them what is wrong with their means of paying.

• No security breaches. Payingwith cash protects your money and personal information from security breaches.
• No overspending. Psychologically, it is more difficult for someone to hand over cashthan swiping the cards.
• Less marketing.
• Easy to track expenses.
• Attractive discounts.

Disadvantages

• Carrying cashmakes you a target for thieves.
• Another disadvantageof cash is you can lose it.
• Cashdoesn’t come with a zero-fraud liability guarantee.
• Payingwith cash is clunky.

Role B – Mobile Phone/NFC

You think the mobile phone is the best form of payment. Tell your teacher 3 reasons why. Tell them what is wrong with their means of paying.

A mobile payment is a money payment made for a product or service through a portable electronic device such as a tablet or cell phone. Mobile payment technology can also be used to send money to friends or family members, such as with the applications PayPal and Venmo. It is easy, quick and safe. But old people are not able use this method because it is not easy for them.

6/ What does NFC stand for = Near Field Communication (NFC) technology allows users to make secure transactions, exchange digital content, and connect electronic devices with a touch. NFC transmissions are short range (from a touch to a few centimetres) and require the devices to be in close proximity.

7/ Do you pay for things without using cash ? Give some examples of how you pay and what you buy ? for example…

I pay for things without using cash, for example for coffee, clothes, sandwich, dresses, shoes, a car.